The NEW approach to your mortgage.
At NEO Home Loans, we empower you with financial literacy and help guide your journey to financial freedom.
Schedule your dreams & goals call
Pinky Shah
Mortgage Strategist | NMLS# 254596
The mission of the Pinky Shah Mortgage team is to:
1. Guide clients to be successful homeowners and help them increase their wealth for the next 30+ years.
2. Help its real estate agent partners create successful businesses they love.
3. Elevate humanity and our communities by giving back and spreading positivity.
They focus on helping clients win house bids with tools like pre-purchase strategy consultations, pre-underwriting, and home shopping apps to help them make confident, informed decisions. After purchase, the Pinky Shah Mortgage Team provides annual financial reviews, home concierge services, monthly wealth digests, perfect mortgage promise, and much more to help their clients grow their wealth.
For each family the Pinky Shah Mortgage Team helps, they make a $100 donation to the Children’s Specialized Hospital and are committed to donating $100,000 over a ten-year period. In addition, they sponsor local events and routinely provide opportunities for people to donate through drives.
Pinky and her team love their work because they constantly have an opportunity to help people fulfill their dreams!

The NEO Experience
Being a successful homeowner is so much more than just buying a home and making your mortgage payment. The NEO Experience will make sure your home will always be a powerful tool that can help you achieve your financial goals, create generational wealth, and enjoy a secure retirement.
OUR PROCESS
Step 1
Discovery
We need to learn about you so we can understand your financial situation and long-term goals before we prescribe a mortgage strategy.
Step 2
Strategy
We will analyze mortgage options with the lowest cost and greatest prosperity potential for you and your family, then present you with a Total Cost Analysis - a digital and easy-to-read breakdown of your mortgage options.
Step 3
Execution
We create a flawless home loan experience for you. If you are in a highly competitive market, we will position you to close your loan as quickly as possible. If you need more time to prepare, we will continue to advise you on your financial situation until you are ready to buy or refinance your home.
Step 4
Wealth Maximization
Your life and the real estate market where you live can change rapidly. Even after you are in your new home, we will continue to manage your mortgage and help you maximize your wealth.
The closing of your loan is just the start of our relationship.

Guide

Stay informed about the value of your home!
Our monthly report offers an intuitive financial dashboard, tailored to enhance your wealth-building journey with your most significant asset: your home.
We are committed to ensuring you always have a clear and accurate understanding of your home's value and its impact on your family's financial wellbeing.
Want your free guide to our mortgage loan process?
The mortgage loan process can seem complex. NEO, and specifically the Pinky Shah Mortgage Team, want to ensure you feel educated as you move through the process. This resource packet will outline the steps you will take with NEO as you work towards your mortgage loan.
And the best part? It's free for you to download any time! Simply input your info below to get access.